Money Line Capital is a giant Canadian leasing company based in Toronto. We are offering customized leasing solutions to businesses and the larger community of Brampton. Many businesses in Brampton have awakened to the benefits that are inherent in partnering with an experienced, trustworthy and reliable leasing partner. Leasing has become synonymous with Money Line Capital.
What is leasing?
Leasing is paying for the use of equipment. Technically, this means that title to the equipment is held by the lending company or better said “the lessor.”
Leasing has some advantages over purchasing which has seen many Brampton enterprises enter into both long and short term leasing agreements.
Benefits of leasing include:
Off Balance Sheet Financing
Leasing equipment has an advantage over purchasing in that the leased equipment does not appear on the balance sheet. It also means that the lease payments appear as an expense in the income statements which positively affect the debt to equity ratios.
When you acquire equipment by way of a loan financing, the lending institution will have many restrictions in their agreement with you. Some of the covenants are detrimental to a business for they might even restrict any future borrowing until the loan is fully paid up. When you lease property, the lease agreement does not contain such punitive, restrictive clauses.
Most lenders when financing the purchase of equipment will require an upfront down payment of a certain percentage of the purchase price. When leasing out equipment, leasing entities do not usually request down payment which makes it easier for a business to get the equipment they need without having to part with huge sums of money.
General Security Agreements (GSAs)
Banks financing the purchase of equipment will file a General Security Agreement which provide creditors with security interests in the borrower’s property. GSA’s includes interest in inventory, equipment, trademarks and also accounts receivable. In the event of leasing, the leasing company files a Personal Property Security Agreement (PPSA) which secures them an interest in the individually leased equipment only.
If you’re looking to lease equipment in Brampton, look no further, come to us with your choice of equipment and we will arrange the appropriate financing. With a 95% approval rate, you stand a great chance of getting your lease approved. Our expert leasing professionals will tailor a rental deal that takes into consideration your unique situation. All you need to do is to complete our online form, and you will get a no obligation quote within 24 hours.
We also specialize in the following commercial financing solutions
Lease to Own Agreements
Residual Lease Agreements
Conditional Sales Contracts
Sale and Lease Back
To receive a free, no commitment quote reflecting your unique business needs please click here to download our PDF credit application. You are under no obligation to proceed with any sort of engagement with us at any time. Let us prove to you we are your best business partner with the lowest rates in the industry.
If you have any questions about the services we offer, you can call us at 1(800) 737-5784 or email us directly at firstname.lastname@example.org.
Our Team at Money Line Capital is focused on two things
Working with you to create a personalized funding plan that will help your business grow.
Obtaining a rapid approval for our products with no hassle to you.
Why Choose Money Line Capital
Quick Approval Process
Our clients benefit from our 95% approval ratio. We at Money Line Capital acknowledge that success is not always a straight line. Rest assured, our team will devote the proper time and care to ensure you receive the best of our services. MLC will utilize our expertise to guide you through commercial financing at the rapid pace of today’s business. We want you to succeed and we value your time.
Best Interest Rates
Finding the best rates for you to enjoy as our client is one of our priorities. We will utilize our network of lenders and financial institutions to find the best fit for your needs.
We at Money Line Capital understand the demands of doing business in today’s fast changing market. We will work hard to ensure that both the timeline and conditions of any agreement you enter into suits YOU! As a trusted commercial lender, we want to set your business up for success and will devote the proper time to planning your company’s future accordingly.
When you enter into a lease agreement, we guarantee your payments will never fluctuate. You have the security of knowing exactly what is required from you and can plan for your company’s short and long term future with peace of mind.
A company that is establishing itself within an industry needs knowledgeable assistance from experts to produce positive results. We are specialists in dealing with every phase of a business start up. Where other financial entities will stray away from the uncertainty of a startup, we as subject matter experts will give you the opportunity to shine as a new competitor in your industry.
Heavy Equipment Financing
When your business activity requires heavy equipment you are faced with four options: purchase, rental, lease or loan. With years of experience, MLC will help you choose the best financing method for these types of transactions. We will take into account your current situation along with your company’s aspirations and help you select the right product and funding plan to ensure you are receiving the best merchandise at the best price, within a sustainable budget.
Money Line Capital is proud to be Canadian owned and operated. In our several years in business, MLC has formed close working relationships with numerous, local financial entities. We are known for our exceptional, personalized services and offer the best rates available. We understand the dynamic business landscape of southwestern Ontario and will utilize our connections to ensure you receive the best service from coast to coast.